Portfolio & Performance

Portfolio & Performance

The two primary goals of Fisgard are to preserve capital and provide consistent returns to its investors. In good times as well as hard times Fisgard has delivered a reasonable dividend that compares favourably with other income investments, outperforming many. Fisgard has always paid a dividend and has never suspended redemptions.

The ranking or priority of the portfolio has a significant weighting of first or senior residential mortgages.  Individual mortgages will not exceed a 75% loan to value ratio at the time of origination.

Portfolio Summary

As of March 31st, 2021 (unaudited) Fisgard Capital Corporation’s investment portfolio was comprised as follows:

Details

December 31, 2020
(Audited)
March 31, 2021
(Unaudited)
Mortgages$163,172,542$168,878,379
Cash$19,167,763$19,211,330
Other Current Assets$35,271$58,399
Limited Partnerships$17,934,237$17,187,042
Less: Provisions/Fess($474,953)($855,759)
Less: Demand Operating Loan($0)($0)
TOTAL$199,834,860$204,479,391

 

Investments in real property which are held directly or indirectly through limited partnerships or other vehicles, as a result of action taken to enforce the Issuer’s rights as a secured lender (for example, in a foreclosure situation).

Mortgage Investment Overview

*Data as of 31-Mar-2021 (unaudited)

Number of Mortgage Assets331
Dollar volume of mortgage assets$168,878,379
Dollar volume of 1st mortgages$168,840,849
Dollar volume of 2nd mortgages$37,530
Average Mortgage Term (in months)13

Mortgages by Rank

*As at 31-Mar-2021

Mortgages by Location

*As at 31-Mar-2021

Mortgages by Type

*As at 31-Mar-2021

Dividend Track Record

Fisgard’s performance figures are based on its popular 5 & 1 year term investments. These are NET annualized returns after all costs have been deducted. What you see is what you get. Note what our investors have received in cash dividends as well as the growth they’ve experienced by reinvesting their dividends. Nothing fancy, just solid income and growth.

Dividends and Investment Growth

Based on Fisgard’s 5-year investment
Investment
Period
NET
CASH
NET
GROWTH*
ACCUMULATED
INVESTMENT*
Last Year6.363%6.516%$10,652
Last 3 Years5.903%6.035%$11,922
Last 5 Years5.567%5.685%$13,185
Last 7 Years5.405%5.516%$14,562
Last 10 Years5.304%5.411%$16,938

* Denotes reinvestment of dividends. Accumulated investment is based on a $10,000 investment at the beginning of the investment period.
*Data as of 31-Dec-20

Quarterly Returns since 2004

Year1st Qtr2nd Qtr3rd Qtr4th QtrNet Annualized
Cash
Net Annualized
Growth
5-year Term
20215.000%5.750%5.350%5.484%
20205.350%5.350%7.000%7.750%6.363%6.516%
20195.340%5.400%5.000%7.370%5.778%5.904%
20185.250%5.250%5.370%6.405%5.569%5.686%
20175.000%5.000%5.250%5.250%5.125%5.224%
20165.000%5.000%5.000%5.000%5.000%5.095%
20155.000%5.000%5.000%5.000%5.000%5.095%
20145.000%5.000%5.000%5.000%5.000%5.095%
20135.000%5.000%5.000%5.000%5.000%5.095%
20125.013%5.000%5.000%5.000%5.003%5.098%
20115.310%5.503%5.000%5.000%5.203%5.306%
20105.120%5.210%5.300%5.218%5.212%5.315%
20097.000%5.876%6.020%5.102%6.000%6.136%
200810.047%10.000%9.000%8.000%9.262%9.588%
200710.589%10.528%10.381%10.400%10.474%10.893%
200611.070%10.827%11.000%11.000%10.974%11.434%
200511.350%11.345%11.147%11.300%11.285%11.772%
200411.472%11.571%11.666%11.500%11.552%12.062%

*Data as of 30-Jun-21